You need CFO-level thinking.
You don't need it full-time yet.

Traverse provides an ongoing fractional CFO engagement — FP&A, board reporting, cash management, and strategic finance — at the level your stage actually requires. Senior ownership, without the full-time overhead.

Schedule a Discovery Call
The Challenge

The finance function has outgrown the team you have.

You need CFO-level thinking — but you're not ready to hire one full-time. These are the inflection points where companies get stuck.

01

Finance Has Outgrown Your Tools

The spreadsheets and processes that worked at $3M start breaking at $10M. Reporting takes too long, data isn't trusted, and no one has the bandwidth to fix it.

02

Boards and Investors Expect More

Lenders, PE sponsors, and board members want clean financials, variance analysis, and forward-looking models — not monthly actuals two weeks after close.

03

A Full-Time CFO Isn't the Right Move Yet

Base salary, bonus, equity, and benefits for a senior CFO can exceed $400K all-in. At your stage, the ROI on a fractional engagement is dramatically better.

What's Included

Senior CFO work across every dimension of finance.

Every Traverse fractional engagement is scoped to your priorities — the following are the core areas we cover.

Financial Planning & Analysis

Annual budgets, rolling forecasts, scenario models, and variance reporting that give leadership a clear picture of where the business is headed and why.

Board & Investor Reporting

Board packages, investor updates, lender covenant reporting, and management decks that communicate performance clearly and build stakeholder confidence.

Cash Flow & Treasury

13-week cash forecasts, liquidity management, banking relationships, and capital allocation so the business never runs out of runway without warning.

Finance Team Leadership

Direct management of your controller, bookkeeper, or FP&A analyst — with hiring support, process design, and performance coaching to build a team that scales.

Strategic Finance & Decision Support

Make/buy analysis, pricing decisions, M&A screening, capital raises, and operational trade-offs — with a CFO-level perspective at the table when it matters most.

Accounting & Close Process

Month-end close oversight, audit preparation, accounting policy, and financial controls — ensuring books are clean, timely, and audit-ready when needed.

How It Works

A clear rhythm from day one.

Fractional doesn't mean ad hoc. Every engagement runs on a structured cadence so you always know what to expect and when.

1
Weeks 1–2

Onboarding & Assessment

Deep dive into your financials, systems, team, and priorities. We identify the highest-leverage opportunities and establish baseline reporting.

2
Ongoing Monthly

Monthly Rhythm

Close oversight, variance analysis, cash reporting, and a standing leadership meeting so finance stays tightly connected to operations.

3
Every Quarter

Quarterly Reviews

Board packages, updated forecasts, KPI review, and a strategic check-in to align finance priorities with where the business is heading.

4
Annual

Annual Planning

Full budget build, long-range model, compensation planning, and a finance roadmap that keeps the team and business aligned for the year ahead.

Our Approach

AI does the heavy lifting. Judgment stays human.

We use modern finance tools and AI to move faster — so your CFO time is spent on decisions, not data work.

AI-Assisted Speed

More insight, less manual work

AI tools compress the time required for data aggregation, report generation, and financial modeling — so we spend more time analyzing and less time building.

  • Automated close checklists and variance flags
  • AI-assisted budget build and scenario modeling
  • Faster board package production and narrative drafts
  • Data pipeline automation and reporting infrastructure
Senior Human Judgment

Experience that AI can't replace

Pattern recognition built across 20+ years of CFO engagements, 22 transactions, and dozens of board rooms doesn't come from a model. It comes from having been there.

  • Strategic trade-off analysis and capital allocation
  • Stakeholder communication and board-level credibility
  • Crisis response and cash management under pressure
  • Judgment on when the numbers are telling you something important
Who This Is For

Two profiles. One common need.

Growing Companies

You need a partner who can own the CFO seat without the full-time cost.

You're growing, you have investors or lenders asking harder questions, and your current finance function can't keep up.

  • $3M–$30M in revenue, growing beyond founding-stage infrastructure
  • Series A/B companies needing board-ready reporting
  • Bootstrapped businesses preparing for a first institutional raise
  • Companies where the founder is still doing too much finance work
PE-Backed Portfolio Companies

Your sponsor expects CFO-level discipline. You need it delivered.

PE sponsors require 100-day plans, monthly reporting packages, and strategic finance support from day one.

  • New platform or add-on without an existing CFO
  • Post-acquisition integration requiring senior finance leadership
  • Sponsor-required reporting and financial controls buildout
  • Bridge to a permanent CFO hire at the right stage
Why Traverse

What makes this different.

There are a lot of people who call themselves fractional CFOs. Here's what sets Traverse apart.

01

Real CFO Experience, Not Finance Consulting

Paul Kruglik has sat in the CFO seat — not adjacent to it. 20+ years of full-cycle CFO leadership across growth-stage, PE-backed, and public companies means the work is done by someone who's been accountable for the same decisions you're facing.

02

We Own It, End to End

Traverse doesn't hand you a framework and step back. We take ownership of deliverables, attend the board meetings, manage your team, and stand behind the work — the same way a full-time CFO would.

03

Built to Scale With You

As your business grows, the engagement evolves. Whether that means expanding scope, hiring into the finance team, or transitioning to a full-time CFO — Traverse is designed to leave you stronger than we found you.

FAQ

Common questions.

What does a fractional CFO actually do?

A fractional CFO provides the same strategic finance leadership as a full-time CFO — FP&A, board reporting, cash management, investor relations, and team leadership — but scoped to the level of involvement your stage requires.

How many hours per month is a typical engagement?

Engagements range from around 10 to 40 hours per month depending on your needs. We define the right scope during discovery and adjust as the business evolves.

How is this different from a part-time finance hire?

A part-time hire adds capacity. A Traverse fractional CFO adds accountability — for the forecast, the board relationship, the strategic decisions, and the financial narrative. We own outcomes, not tasks.

What if we eventually want to hire a full-time CFO?

That's often the goal. Traverse works to build the infrastructure and documentation that makes that transition seamless — and can advise on the hiring profile and evaluate candidates when the time comes.

Ready to See What AI-Enabled Finance Leadership Can Do for Your Business?

Stop making decisions with stale data and manual reports. Traverse brings you a senior CFO and an AI-powered finance infrastructure — deployed in days, built to scale with you.

Schedule a Discovery Call

No long-term contract required to start. Engagements are scoped to your needs — not ours.